The Semel rental concept helps the entrepreneur to start a new business, avoiding heavy one-time costs. By renting equipment instead of purchasing, the lessee pays a montly rent for the license of the equipment and software, for an agreed period of time. Your avoid heavy one-time costs while budgeting and investment processes will be facilitated.  In addition, the rent is fully tax deductible.

Replacing and upgrading equipment during the contract period is effortless. You will always have up-to-date hardware at your disposal without the risk of making erroneous investments.

In the rental concept, the equipment is fully insured by the leaseholder, software maintenance and replacement equipment service are included in the rental price. When you replace your car, it is possible to install new equipment in advance without uninstalling the old system - this way the business is not interrupted.

The Lease Agreement begins when Semel confirms the Lease Agreement. Rent invoicing starts from the beginning of the next month following the confirmation of the Lease Agreement.

Information on the Lease agreement here (all documents in Finnish)
General rental terms  here (Attachment 2)
About the exchange unit service   here (Attachment 3)